Our Unique Ability Executive Team

Raymond D. Loewe, President

As the firm's founder, Ray's mission is that after meeting with him clients feel better about their financial future.  His unique ability enables him to sift through the clutter of our clients' financial concerns and find the best solution, often using and sharing new perspectives in the process.  This ability led to the development of The College Money System™, The New Retirement Paradigm™, and Wealth & Wisdom Sharing™ as ways of helping clients define their concerns and visualize their opportunities.

He has appeared on Good Morning America, CNNfn and CNBC. Further, he is frequently quoted in national and local newspapers and magazines, including The Wall Street Journal and Money Magazine. Professional organizations often feature Ray as a speaker, most recent presentations being the Maryland Bar Association, the Annual Forum of The Society of Financial Service Professionals, and local Estate Planning Council and FPA groups.

Ray has authored four books, including his most recent book, “How to Plan for College: An Advisor’s Guide to Acquiring New Clients and Profitable Assets” which was released by The National Underwriting Company in September of 2007.

Ray is a Registered Principal and Investment Advisory Representative with United Planners Financial Services of America.

Ray holds BS in Electrical Engineering from the University of Pennsylvania and an MBA from the Wharton School, University of Pennsylvania, Philadelphia, PA and is a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC).

Mary Miller, Vice President 

 
Mary has a natural flair for working with computer applications, including both software and hardware systems.  For over 16 years she has been responsible for adapting new systems into our office workflow.  In addition, she is often invited to beta-test software for other national companies.
 
In addition to her technical expertise, as a Series 6 licensed, registered assistant with United Planners Financial Services of America, Mary is in charge of producing our client reports, including our Personal Money Monitors™.  She is also responsible for,
 
  • Receiving and placing unsolicited orders from clients
  • Placing telephone orders and processing paperwork on Ray's behalf
  • Responding to client inquiries
  • Giving market quotations
  • Researching and preparing client reports on Ray's behalf

 Mary is an integral member of lifestyle planning team.

 

 KC Dempster

KC has been an vital part of Financial Resources Network & College Money for over 25 years. 

Her writing skills have contributed to three published books on college planning, various articles in professional journals, and many of our clients materials.

KC's analytic skills continue to make her a key part of our lifestyle planning team.

KC's years with College Money have identified her as a college planning expert and  her public speaking skills have put her in front of live audiences, radio and television interviews, and made her a resource for newspaper and magazine reporters on the topic.

KC's expertise as a Kolbe Certified Counselor plays a key role in helping clients understand their goals from a nonfinancial perspective.  In addition, our firm uses the knowledge gained through the Kolbe Index™ A to aid in better communication within the firm and with clients.

KC is Series 7 licensed as a registered assistant with United Planners Financial Services of America.  As such she may include in her duties,

  • Placing telephone orders and processing paperwork on Ray's behalf
  • Responding to client inquiries
  • Giving market quotations

KC holds a BS in Business Administration from Widener University, Chester, PA and is a Chartered Financial Consultant (ChFC).